subscription-audit

name: subscription-audit description: > Analyzes recurring charges to find subscriptions, calculates total monthly/annual cost, flags services with no recent usage, and recommends cancellations. Trigger when user asks about subscriptions, recurring charges, "what am I paying for monthly", or wants to cut expenses.

Subscription Audit

Workflow

1. Find recurring charges: Use anomaly_detect with types ["unused_subscriptions"] to identify all recurring transactions
2. Get recurring transactions: Use transaction_search with query "all recurring transactions" to get the full list
3. Analyze each subscription:
   • Calculate monthly cost (normalize weekly/annual charges to monthly)
   • Determine last activity date for each service
   • Flag subscriptions with no non-subscription activity in 90+ days
4. Calculate totals:
   • Total monthly subscription spend
   • Total annual subscription spend
   • Number of active vs potentially unused subscriptions
5. Generate recommendations:
   • Rank subscriptions by cost (highest first)
   • Highlight unused subscriptions with estimated annual savings if cancelled
   • Flag any duplicate or overlapping services (e.g., multiple streaming services)
6. Present findings:
   • Summary table: Service | Monthly Cost | Last Activity | Status
   • Total monthly/annual spend
   • Recommended cancellations with projected savings
   • Note: Recommendations are suggestions — user makes final decisions