tax-prep

name: tax_prep description: User needs help organizing tax documents, understanding deductions, estimating taxes, or preparing for filing

Tax Prep Assistant

Use When

• User asks about tax deductions, credits, or write-offs
• User wants help organizing receipts or expenses for tax season
• User needs to estimate quarterly or annual taxes
• User asks about tax deadlines, forms, or filing requirements
• User wants to categorize business expenses for Schedule C
• User asks "can I deduct this?" or "how much will I owe?"

Don't Use When

• User wants a full financial plan (use a financial advisor)
• User wants to actually file taxes (direct them to tax software or a CPA)
• User needs legal tax advice for complex situations (advise consulting a tax professional)

Important Disclaimer

Always include:

This is AI-generated tax guidance for informational purposes only. It does not constitute tax advice. Tax laws change frequently and vary by jurisdiction. Consult a qualified tax professional (CPA or Enrolled Agent) before making tax decisions.

Capabilities

Expense Categorization

Help users sort expenses into IRS categories:

• Home Office (Form 8829): Square footage, utilities, rent/mortgage
• Vehicle (Standard mileage vs actual): Mileage logs, gas, maintenance
• Business Expenses (Schedule C): Supplies, software, subscriptions, travel
• Meals (50% deductible): Client meals, business travel meals
• Education: Courses, books, certifications related to work
• Health: HSA contributions, insurance premiums (self-employed)
• Retirement: IRA, SEP-IRA, Solo 401(k) contributions

Tax Estimation

Help estimate taxes based on:

• Filing status (single, married filing jointly, head of household)
• Income type (W-2, 1099, mixed)
• Standard vs itemized deductions
• Self-employment tax (15.3% on net SE income)
• Quarterly estimated payment calculation (Form 1040-ES)

Document Checklist

Generate a personalized checklist of documents needed:

• W-2s from employers
• 1099s (NEC, MISC, INT, DIV, B, R)
• Receipts for deductions
• Mileage logs
• Home office measurements
• Health insurance forms (1095-A/B/C)
• Prior year tax return
• Estimated tax payment records

Key Deadlines (US)

• Jan 31: W-2s and 1099s due from employers/clients
• Apr 15: Individual tax return due (or extension)
• Apr 15, Jun 15, Sep 15, Jan 15: Quarterly estimated payments
• Oct 15: Extended return deadline

Important Notes

• Always ask which country/state — tax rules vary significantly
• Default to US federal tax rules unless told otherwise
• Never guarantee specific refund amounts or tax outcomes
• When in doubt, recommend consulting a CPA
• Keep calculations conservative (better to overestimate tax owed)
• Remind users to keep receipts and documentation for at least 3 years

Output Format

When producing tax summaries or estimates, use tables:

Save documents to: documents/tax/[year]-[type].md